Zash Loan, a digital lending platform, provides instant loans to individuals and small businesses across Kenya. The service enables borrowers to access funds for business growth, shopping, or emergency needs without traditional paperwork or collateral.
Loan Products and Terms
Zash Loan offers flexible financing options with a loan limit ranging from KSh 500 to KSh 200,000. Borrowers can choose a loan repayment period between 91 and 365 days. Interest rates are competitive, with a maximum annual percentage rate of 25%.
Loan Calculator Kenya
Use this calculator to estimate total interest and repayment on loans from loan apps in Kenya.
Key product details include:
- Maximum Zash loan limit: KSh 200,000
- Zash loan interest rates: up to 25% APR
- Zash loan disbursement period: funds sent to M-PESA in 1 minute after approval
- Zash loan repayment period: 91–365 days
Why Borrowers Choose Zash Loan
Zash Loan emphasizes convenience and accessibility:
- No credit report required
- Fully digital, paperless application via the Zash loan app
- No collateral needed
- 24/7 loan access anywhere in Kenya
- Automatic disbursement to M-PESA accounts
- Gradually increasing loan limits based on credit score
- Flexible repayment methods and loan extension options
Borrowers can apply for a Zash loan directly through the mobile app, making it possible to access funds quickly for urgent needs.
Eligibility Criteria
To qualify for a Zash Loan, applicants must:
- Be a Kenyan resident
- Be aged 18–60 years
- Have a verifiable source of income
Repayment Process
Zash Loan supports multiple repayment methods to ensure convenience:
- Through M-PESA Paybill 733555, using the phone number registered on the app
- Via the Zash loan app using M-PESA Express
Timely repayment enhances the borrower’s credit score, enabling access to higher Zash loan limits in the future.
How to Get Started
Borrowers can download the Zash loan app on Android or iOS to begin the application process. Once approved, funds are typically sent to the user’s M-PESA account within a minute. The platform prioritizes data security. All transactions are encrypted using 128-bit SSL and transmitted over secure HTTPS connections. Customer data is not shared with third parties without consent, except for verified lenders.
For inquiries or support, Zash Loan’s customer service can be reached at cs@zashloan.com. The company is located at One Padmore Place, George Padmore Road, Nairobi City, Kenya.
Jefferson Wachira is a writer at Africa Digest News, specializing in banking and finance trends, and their impact on African economies.