What to Do After Being Blacklisted by a Loan App in Kenya
Being blacklisted by a loan app in Kenya often comes as a shock to many borrowers, especially those unaware of how Credit Reference Bureaus (CRBs) operate. When a digital lender flags your defaulted loan, your details are reported to one or more of Kenya’s three licensed CRBs—TransUnion, Metropol, or Creditinfo. This listing marks you as […]
Frequent Mistakes That Lead to CRB Blacklisting in Kenya
The Credit Reference Bureau (CRB) in Kenya plays a crucial role in the country’s financial system by tracking the credit history of individuals and businesses. A CRB listing provides lenders with insight into a borrower’s repayment behavior. However, when someone fails to repay loans or defaults on credit obligations, they risk being negatively listed, a […]
Why Kenyan Banks Are Accelerating Fintech Partnerships
Kenyan lenders are scaling digital alliances as the banking sector adapts to rapid technology adoption, shifting consumer expectations, and growth in mobile-led finance. Partnerships between Kenyan banks and fintech firms have risen sharply in 2025, driven by competitive pressure, regulation supporting integration, and long-term revenue opportunities. Analysts expect the projection of fintech revenues across Africa […]
Kerry and Concern Worldwide Champion Sustainable Nutrition in Kenya.
In the arid landscape of Tana River County, a partnership between global nutrition leader Kerry and the humanitarian organization Concern Worldwide is yielding tangible results. Their joint ‘ALIVE’ programme is actively empowering smallholder farming communities, transforming the challenges of climate vulnerability and food insecurity into opportunities for sustainable growth. For many in rural Kenya, the […]
World Bank and IMF to Stop Giving Kenya Off-the-Book Loans – Ndindi Nyoro
By Thuita Gatero, Managing Editor, Africa Digest News. He specializes in conversations around Finance, energy and renewable energy. Kenya’s public debt has climbed to an estimated KSh 11.8–12.5 trillion, and Kiharu MP Ndindi Nyoro is sounding the alarm over what he calls a worrying shift in government borrowing practices, the increasing use of securitisations and special-purpose […]
Why Kenyans Keep Losing Billions to Scams, Is It Greed or Ignorance?
By Thuita Gatero, Managing Editor, Africa Digest News. He specializes in conversations around Finance, AI, energy and renewable energy. I was 20 when I first got scammed. I lost $500 in Bitcoin which, at the time, felt like losing everything. I had just landed a good job, no rent to pay, no responsibilities, and was […]
EABL Just Borrowed 20 Billion the Smart Way Everyone’s Talking About
By Thuita Gatero, Managing Editor, Africa Digest News. He specializes in conversations around data centers, AI, cloud infrastructure, and energy. East African Breweries PLC (EABL) has launched its KES 20 billion Medium Term Note Programme, with the first KES 11 billion tranche now open. The Notes will be listed on the Nairobi Securities Exchange (NSE), offering investors […]
The Difference Between Credit Scores and Credit Reports
Credit scores and credit reports are both regulated under the Credit Reference Bureau (CRB) Regulations by the Central Bank of Kenya, and are used by lenders to assess how risky a borrower is before approving credit. While they are closely linked, they serve distinct purposes: a credit report provides a detailed record of your borrowing […]
How CBK Regulations Affect CRB Listing and Delisting
The Central Bank of Kenya (CBK) plays a critical role in overseeing how Credit Reference Bureaus (CRBs) manage credit information through the Banking (Credit Reference Bureau) Regulations, 2020. These regulations, which were reinstated by the High Court in February 2024 after a brief nullification, standardize how financial data is collected, shared, and stored. The framework […]
Here’s What You Should Know About Your Borrower Rights Under the Data Protection Act
Kenya’s Data Protection Act, 2019 (DPA), came into force in November 2019, transforming how personal and financial data is handled by lenders, digital credit providers (DCPs), and Credit Reference Bureaus (CRBs). For borrowers, the law provides stronger protection against data misuse and unfair profiling, ensuring that financial information is collected, stored, and shared responsibly. The […]