Today, facing financial challenges is common. But thanks to modern technology, finding quick and trustworthy solutions has become easier than ever before. 

Mobile loan apps have emerged as go-to resources for many Kenyans, offering a speedy way to tackle unexpected expenses and financial hurdles without burdening borrowers with high interest charges.

Here, we’ll take a closer look at the top 10 loan apps in Kenya that offer some of the lowest interest rates in the market. These apps are designed to provide fast and dependable assistance when it comes to managing finances, whether it’s for urgent needs or planned investments.

The Top 10 Loan Apps With the Lowest Interest Rates in Kenya

1. Tala Loan App (0.3% per day) 

    Tala loan app is a popular choice for borrowers looking for quick financial assistance. With tala loan app download easily available, users can access loans of up to KSh 50,000 to address their immediate needs. The tala loan application form online makes it convenient for users to apply from the comfort of their homes.

    2. Branch Loan App (2%-18% monthly) 

      With the branch loan app download, users can access loans of up to KSh 300,000, making it a versatile option for various financial requirements. The branch app download process is simple and straightforward, ensuring that users can get the funds they need without delay.

      3. Timiza Loan App (7.25% monthly)

        The timiza loan app offers users the convenience of accessing loans of up to Sh250, 000 through the timiza ussd code *848#. The timiza loan registration process is hassle-free, allowing users to get started with their borrowing journey quickly and easily.

        4. Zenka Loan App (9%-39%) 

          Zenka loan app provides users with access to loans of up to KSh 50,000, making it a reliable choice for individuals in need of immediate financial assistance. The easy zenka loan app download allows users apply for loans conveniently from their smartphones.

          5. Okash Loan App (5%-18%)

            Okash loan app offers users fast approval and a paperless application process. The availability of the okash loan app download enables borrowers access loans ranging from KSh 2,500 to KSh 50,000 with ease.

            6. IPESA Loan App (18%-36%) 

              iPesa loan app offers users the convenience of accessing loans of up to KSh 50,000. With the ipesa loan app download apk available, users can apply for loans directly to their M-Pesa accounts.

              7. M-Shwari (3%-6% annually) 

                M-Shwari offers users the flexibility of saving and borrowing money through their phone. Users can unlock their mshwari loan limit and increase it from zero by actively using other Safaricom services such as voice, data, and M-PESA.

                8. Eazzy Loan (25.5% annually) 

                  Eazzy loan app provides users with the convenience of accessing loans of up to KSh 3,000,000 instantly on their phones. With no guarantors or forms required, eazzy loan app offers a hassle-free borrowing experience.

                  9. AsapKash (0.05%-13.82% yearly) 

                    The asapkash loan app allows users to borrow up to KSh 50,000 with low interest rates and a streamlined application process. Users can apply for asapkash loans online 24 hours a day, making it a convenient option for those in need of quick financial assistance.

                    10. LendPlus (2.2% daily) 

                      LendPlus loan app offers users access to loans ranging from KSh 500 to KSh 40,000 with flexible repayment terms. The lendplus loan app allows users apply for loans conveniently from their smartphones.